Make Friends with Money Pt 2

Luke 16:8–9

The master commended the dishonest manager for his shrewdness.

For the children of this world are more shrewd in dealing with their own generation than the sons of light.

And I tell you, make friends for yourselves by means of unrighteous wealth,

so that when it fails they may receive you into the eternal dwellings.


Jesus declares: the children of the world are more shrewd

·       Shrewd – wise, have a strategy – stop looking for shortcuts

·       Astute – accurately assessing situations & turn it your advantage

·       Prudent acting with thought for the future; act quickly & seize opportunities


How do we ‘Make Friends with Money?


1.  Change the way you think about money 


Our financial position IS NOT because of how much we make

It’s how we think about money – our knowledge, attitudes & mindsets


Matt 25:25–27

I was afraid, and I went and hid your talent in the ground. Here, you have what is yours.’ 26 But his master answered him, ‘You wicked and slothful servant! You knew that I reap where I have not sown and gather where I scattered no seed? 27 Then you ought to have invested my money with the bankers, and at my coming I should have received what was my own with interest.


The difference was fear – not absence of money


Money has the ability to ‘increase’

Money falls under God’s principle of multiplication – Gen 1:28


Certain Hebrew words are connected by the same roots

There is an amazing chain of words…

  • Adam      man, mankind

  • Adama     ground, earth, soil

  • Adom       red

  • Dam           blood

  • Damin      plural for blood – same word for money

Life is in the blood

Money connects to livelihoodsecuring necessities of life

 Just like Blood, MONEY HAS LIFE and it is not limited


If you don’t understand it’s not limited, then we’ll think money is finite and that making money means taking from others


Money is connected to our thoughts, emotions, words & actions

 Your “fear” actually pushes money awayex. relationship

 You cannot feel poor & undeserving & expect to be friends with $$

 You must Welcome Money

2.  Spend time with it

I didn’t say “Spend it”; I said “Spend time with it”

If you want friends, you must be friendly.  Prov 18:24


Blacks aren’t very good friends of money – compared to other groups

·       We don’t spend enough time with our money

·       We spend it within hours of making it ~vs~ days for other groups

·       We already have plans to spend money we haven’t made yet


It’s tax season & some won’t even see their tax return check

          Pay a preparer a portion of our money to get it early – spend it before the tax return is even issued

          Given the government an interest free loan – then pay to get our own money


Car dealers already encouraging you to take them your tax check


A Poverty-Creation Lifestyle

Spend more than you make; borrow & charge to cover the difference.

After basic necessities (and often instead of doing so) 

Spend all of your money on high-priced, low-value, depreciating assets,

such as clothes, cars, jewelry, or on appearance enhancers


Priorities of the Poverty-Creation Lifestyle

1.    Needs 1st (sometimes 2nd)

2.    Luxuries 2nd (often 1st)

3.    Saving & investing last (often never)

Blacks invest less than 2% goes into financial instruments


A Wealth-Creation Lifestyle

Spend less than you make, regardless of income,

Save and invest the difference, for increase


Priorities of the Wealth-Creation Lifestyle

1.    Needs 1st (sometimes 2nd)

2.    Saving & investing 2nd (often 1st)

3.    Luxuries last (and later)


Luke 8:18

Whoever has, to him more will be given; and whoever does not have, even what he seems to have will be taken from him.


3.  Check on – Account for (care what happens to it)

Prov 27:23

Know well the condition of your flocks and give attention to your herds.


You must DO BETTER paying attention to your financial condition

·       Don’t open your mail

·       Avoid credit card statements

·       Ignore bank statements

o   It’s costing you interest,

o   messing up your credit score

o   blocking more money


Know well your financial condition

So that you will know what you can & cannot do


“Spending Plan” – keep up w/ spending for 30 days



4.  Make room for more

We cut off our possibility of MORE because we don’t have room for it

·       Closets stuffed full

·       Drawers overflowing

·       Storage bins under the bed

·       Piles in corners

·       Attics full

·       Garage for excess vs car

·       We pay Storage Places to keep stuff that we will never use again


Why do we hold on to stuff that we will never use

or will never wear again?


Clutter creates confusion

·       Important matters get lost in stacks of mail & paper

·       Lose time looking for stuff

·       Miss deadlines – unopened letters

·       Pay late fees on bills

·       Bounce checks


Financial clutter creates Chaos

Chaos creates mental clutter

Choose Clarity over Clutter!


Make room for more money

Widow with the oil – 2 Kings 4

It starts with knowing what’s in your house


The stuff we have cost money & represents money wasted

Get rid of some of the stuff and make room for things of real value



5.  Know the Value of Money

We aren’t friends with money because we don’t respect it


We don’t value money – we value what money can buy

If we truly valued money, we wouldn’t spend it so easily & so freely


I would love to move – if I did would you like to tour my new home?

    What if, instead, I took you into a room with money = value of the home?

           So, it’s okay to show you things, but not the money things can buy


We don’t talk about what money can do

We talk about what money can buy


We work hard for the money – get paid – then go shopping


We must value money more than things

When we do, things will come last


If we value “things” most, some questions we can never answer

A feast is made for laughter, and wine makes merry; but money answers everything. – Eccl 10:19


Dwayne Hunt